DSPANZ provided a submission to the Australian Payments Plus (AP+) Building the Future of Account-To-Account Payments in Australia - Public Consultation on NPP Capabilities on 6 August 2025.
In this submission, we provided support for AP+ developing a bulk payments service and pursuing further capability enhancements that would support DSPs and how they currently facilitate payments for their customers. We also raised the following feedback:
- The availability of a bulk payments service through the New Payments Platform (NPP) is critical for DSPs to continue supporting their customers with payroll and super payments.
- Account validation, fast rejection notifications and additional data in the payment message would be useful features as part of a new bulk payments service.
- The current Superannuation Guarantee (SG) quarterly due dates should be considered as time-critical payments within a new bulk payments service to avoid employers receiving penalties for late payments. In a Payday Super environment, where SG contributions are more frequent, these payments will become even more critical.
- A standardised payment instruction format supports interoperability across the payments system and helps to create a consistent customer experience.
Access the full submission. This submission was provided alongside another submission on the Future Vision of Account-To-Account Payments in Australia.