Payday Super From 1 July 2026

Australia's superannuation system is about to leap into the future with the introduction of Payday Super legislation to Parliament. This landmark reform means employees will receive their super contributions more frequently, boosting retirement savings and strengthening compliance across the board. 

"Payday Super is a once-in-a-generation reform that will deliver lasting benefits to Australian workers. Supporting employers with smart, streamlined solutions is key to making these reforms a success," said Chris Denney, President of Digital Service Providers Australia New Zealand (DSPANZ). 

Industry calls for bipartisan support

The business software industry is urging Parliament to pass Payday Super legislation quickly, bringing certainty to employers and the tech sector. 

Employers are the centre of Payday Super

From 1 July 2026, every employer in Australia will be required to pay superannuation guarantee contributions with every payroll, ensuring that contributions and payments reach super funds within 7 business days. 

For many employers, this is a significant shift from the current quarterly system:

• Weekly payers: 48 extra super payments per year
• Fortnightly payers: 22 extra super payments per year
• Monthly payers: 8 extra payments per year.

SuperStream changes required to support Payday Super

While increased payment frequency could mean more chances for errors or returned payments, changes to the SuperStream standards are here to help. These updates make it easier to verify employee and fund details, reducing mistakes and speeding up corrections. 

The technical rollout is complex

Delivering system changes across the entire super ecosystem (including business software, super funds, and the ATO) will take time and cannot be finalised by 1 July 2026. A fully operational system is expected to be delivered by July 2027. 

Transitional support

DSPANZ is working closely with the ATO and industry stakeholders to ensure a smooth transition for employers. A Practical Compliance Guideline published by the ATO will help businesses adapt during the first 12 months. 

"The success of Payday Super relies on collaboration and strong integration across the entire superannuation ecosystem - software providers, payroll systems, super gateways and clearing houses, payment providers, super funds, and the ATO - all moving in lockstep to deliver the technical changes needed."

DSPANZ and the business software sector are committed to working with the government and the super industry to deliver these reforms smoothly. 

Media Information

For media enquiries, please contact Maggie Leese, Public relations and Policy Manager - DSPANZ, at maggie@dspanz.org.